My Strategy

Addressing the Eight Wealth Management Issues^®

Shaun Roberts is not only a financial advisor and CERTIFIED FINANCIAL PLANNER™ professional, but also an independent tax professional. He can offer clients a variety of services, from tax preparation and audit representation to financial planning and insurance. With his comprehensive financial and tax knowledge, he can educate clients on their financial strategies and seeks to empower them with the knowledge of their financial strengths, challenges, and goals.

No matter where a client is financially, it’s important that they are taking steps to actively address the issues that managing their assets presents. Through his experiences with clients, Shaun believes there are Eight Wealth Management Issues^® that are most important to clients. Each of these issues is interrelated and acts like a balancing scale. If an adjustment is made to one issue, it affects the others. It is critical that clients have one advisor who is knowledgeable about their complete financial picture, including their tax situation, so they can be given appropriate advice and recommendations.

Shaun is committed to helping his clients make the most of their money while avoiding the most common financial pitfalls by following this framework:

Investment Management

In today’s investment environment, it is easy for clients to be overwhelmed by the amount of information available. Without professional advice, taking action could be detrimental to one’s investment goals. As an Avantax advisor, Shaun can help his clients thoroughly assess their entire portfolio before helping them build a long-term investment strategy, diversify their assets*, and even deal with tax implications.

*Diversification does not assure or guarantee better performance and cannot eliminate the risk of investment losses.

Cash Flow and Debt Management

Everyone knows they should spend less than they earn, but not everyone actually does this. As an Avantax advisor, Shaun can help his clients evaluate their current and future sources of income, become more efficient with their monthly budgets, and set aside cash for emergencies.

Family Risk Management

A key part of financial services is helping clients protect their retirement savings and their ability to earn income. Shaun can provide advice and guidance regarding insurance products that may help protect during unforeseen events.

Retirement Planning

Life expectancies are increasing. Pension plans are disappearing. And early retirement is always an appealing option. Shaun can help his clients form a clear vision of what they want from retirement and develop a financial strategy that may help them pursue their goals.

Education Planning

Every child dreams about what they will be when they grow up. A college education can be the most important factor in that dream becoming a reality. The available education planning choices can be confusing for clients, and it is important that they have someone helping them who understands how their savings will affect their child’s or grandchild’s ability to qualify for financial aid, as well as the implications for their income, gift, and estate tax situation. As an Avantax advisor, Shaun can help his clients calculate not only how much they’ll need to save for college, but also which investment products are appropriate for their situation. With Shaun’s help, they will even be able to figure out how their savings will affect their children’s financial aid eligibility and how all of this will impact their tax situation.

Estate Planning

A well-crafted estate plan ensures that what one wants to happen will happen – even after they’re gone. As an Avantax advisor, Shaun can help his clients avoid the tragic (yet surprisingly common) mistake of putting off estate planning until it’s too late.

Business Planning

Many business owners face daily financial challenges, such as having enough cash available to take advantage of opportunities when they arise, using the business as a vehicle to save for their retirement, and protecting the business from a potentially devastating financial loss. As an Avantax advisor, Shaun can offer guidance that helps clients protect their family, their business, and their future.

Special Situations Planning

Throughout one’s life, some expected and unexpected needs will arise. Whether it is planning for a wedding, taking a spur-of-the-moment dream vacation, deciding to buy a second home, or facing unexpected expenses due to unforeseen events – no matter how carefully someone plans, unexpected financial needs happen. As an Avantax advisor, Shaun can help his clients change their game plan without jeopardizing their long-term goals.

Investment and financial planning services are offered by Shaun Roberts through his affiliation with Avantax.